0% Financing
We enable you to pay for your purchases in up to 48 interest-free monthly installments (6, 12, 18, 24, 36, or 48 months). This way, you can finance high-quality products flexibly – completely without additional costs.
An Example Calculation
Dreaming of a new watch? Fulfill this wish easily with flexible installment payments! The price is CHF 1,200.–. The watch is immediately available – order today before 6 p.m., and it will be delivered to you within the next working days.
Payment is conveniently made in six monthly installments:
- 1st installment: CHF 200.– due after 30 days
- 2nd to 6th installments: CHF 200.– each month
A special advantage of our 0% financing is that the installment payment is spread over six months – interest-free and flexible. This gives you maximum planning security and allows you to fulfill your wish without straining your budget.
Here is a clear overview of our terms:
| Duration: | 6 months, fixed |
| Due dates: | The first payment is due 30 days after the invoice date, the second payment 60 days after the invoice date, and the third payment 90 days after the invoice date. The remaining payments continue accordingly. |
| Interest: | None |
| Number of installments: | 6 |
| Minimum amount: | None |
| Fee: | No fees |
| Conditions: | The same conditions apply as for delivery against invoice (prior credit check). |
Important Notes on the Right of Return
Please note that purchases made with 0% financing are excluded from the right of return. This regulation serves clarity and avoids misunderstandings related to the financing process. Therefore, we recommend that you thoroughly inform yourself about the desired product before purchase.
Flexible Terms
Our 0% financing can be individually tailored to your needs. Choose between 6, 12, 18, 24, 36, or up to 48 monthly installments to plan your payments optimally.
Fast and Simple Processing
Your financing application is made directly during the ordering process and is reviewed within minutes. After entering your date of birth, you will be asked to provide your phone number for two-factor authentication. Once the credit check is successful, you will receive an SMS code on your phone. Enter this code in the corresponding field on the screen to complete the order process successfully. In individual cases, additional documents such as pay slips or bank statements may be requested.
All other payment methods and conditions are managed by Oberturm Watches & Jewelry GmbH. Your personal data will be treated strictly confidentially throughout the entire process and in accordance with applicable data protection laws. We commit to using your data exclusively within the scope of processing your order and payment. For more information, please see our privacy policy.
By placing your order, you make a binding offer to conclude a purchase contract. As a payment method, you can choose either financing through MF Group AG or payment by invoice. For both payment options, presenting a valid ID document (identity card for natural persons, extract from the commercial register for legal entities) may be required to conduct a credit check. If you choose financing or payment by invoice, only the end customer information, general terms and conditions, and checkout notice of MF Group AG apply. By selecting this payment method and completing your order, you confirm that you have read and expressly accepted these documents. Please review all entered data and payment information once again before clicking “Order.” By submitting your order, you agree that MF Group AG may use your personal data for the credit check and that, in the case of financing or invoice payment, the contractual regulations of MF Group AG apply.
The general terms and conditions (GTC) of MF Group apply to the 0% financing. Please read them carefully to learn all relevant details about the conditions, any requirements, and your right of withdrawal. The financing is managed by MF Group, and approval is subject to a positive credit check. No additional interest or fees apply if the installments are paid as scheduled. However, in case of late payment, reminder fees and further costs may be incurred. For more information about the conditions or if you have questions, please contact MF Group customer service or visit the following documents:
Important notes and documents can be found at
End customer information & GTC: https://terms.mfgroup.ch/agbfiles/Endkundeninformationen_AGB_de.pdf
End customer information & checkout notice: https://terms.mfgroup.ch/agbfiles/Endkundeninformationen_Checkouthinweis_de.pdf
